Public Entities and Joint Power Authorities (JPA)

The Office of Self-Insurance Plans (OSIP) authorizes qualified employers to provide their own coverage for workers' compensation liabilities. A public self-insurer is any county, city, school district, special purpose district, joint powers authority or other municipal corporation that has been issued and lawfully holds a valid Certificate to Self-Insure its workers’ compensation liabilities. A Joint Powers Authority (JPA) is a public entity created by an agreement of two or more public agencies with the purpose of forming workers’ compensation liability pooling arrangements. A self-insured JPA has been issued and lawfully holds a valid Certificate to Self-Insure its workers’ compensation liabilities. California has one of the largest self-insurance programs in the nation and has some of the strongest regulations designed to ensure the system protects both employers and employees.

Public/JPA Self-Insurance by the Numbers - 2024/25

$189 Billion total self-insured payroll
2.2 Million CA Workers covered by self-insurance
3,596 CA Public Agencies are active self-insurers
$10.6 Billion Estimated Claims Reserves (EFL)
$3.3 Billion Medical and Indemnity payments
196,149 Open Workers' Compensation cases

Roster of Public and JPAs

Public/JPA Standalone Master Employer Self-Insurance Entry Prerequisites

There are no financial prerequisites for public or JPA employers wanting entry into self-insurance.

Public/JPA Employer Self-Insurance Application Process

Here is what is needed for a public and JPA Self-Insurance application:

COMPLETE PUBLIC/JPA MASTER APPLICATION CHECKLIST:

Form # Description Sealed/Notarized?
A – 2 Application for a Public Agency Certificate of Consent to Self-Insure Yes (Page 5)

COMPLETE JPA MEMBER APPLICATION CHECKLIST:

Form # Description Sealed/Notarized?
A - 3A Public Interim Application (Not required if A-2 is complete)* No
A – 2 Application for a Public Agency Certificate of Consent to Self-Insure Yes (Page 5)

*A public interim application (A-3A) is only necessary for immediate coverage when a public permanent application (A-2) is incomplete.

Public/JPA Employer Self-Insurance Yearly Maintenance

Here are the yearly requirements needed to maintain Self-Insured status. The tables below show what is due, the due date, and how to submit.

Per §15203.8, the employer must contact their OSIP analyst within 30 days of a change in name, organizational structure, or business structure. If you do not know your OSIP analyst, please call OSIP headquarters at (916) 464-7000.

What is Due Due Date How to Submit
Annual Report October 1

https://efiling.dir.ca.gov/OSIPO/

J-1 Form (JPA’s Only) October 1 Email to your OSIP analyst
Audited Financial Statement (JPA’s Only) Sent with J-1 Form by October 1 Email to your OSIP analyst
P-1 Form (Public Standalone Employers Only) October 1 Email to your OSIP analyst
AR-2 Addendum October 1 Email to your OSIP analyst
Assessment Fee December 31

Mail Check to OSIP or Use EFT Payment

Public Entity Reports

New Public Entity Reporting Guidelines and FAQs 2021

May 2026